Kalayjian, Oaks & Associates is a commercial-only independent insurance agency on Main Street in Poughkeepsie, serving New York's Mid-Hudson Valley for more than 60 years. Appointed with Chubb, NJM, Travelers, Safeco and Progressive, it writes commercial package policies, business owner policies, commercial auto, general liability, commercial excess and umbrella, and workers compensation, with a specialty in staffing firms, PEOs and group captive programs. The agency is led by principal Leon H. Kalayjian.